Notification Details
Banking Officer Vacancy! Bank of India (BOI) has released the Credit Officer (GBO) Recruitment 2026 notification for 779 posts across MMGS-II, MMGS-III, and SMGS-IV scales. Apply online from 30 June – 20 July 2026 at bankofindia.bank.in.
Overview
| Organization | Bank of India (BOI) |
| Post Name | Credit Officer – General Banking Officer (GBO) |
| Scales | MMGS-II, MMGS-III, SMGS-IV |
| Total Vacancies | 779 |
| Notification Date | 30 June 2026 |
| Official Website | bankofindia.bank.in |
Important Dates
| Event | Date |
|---|---|
| Application Start Date | 30 June 2026 |
| Last Date to Apply | 20 July 2026 |
| Fee Payment Last Date | 20 July 2026 |
| Exam Date | As per schedule |
| Admit Card | Before Exam |
Post-wise Vacancy Breakdown
| Post / Scale | UR | EWS | OBC | SC | ST | Total |
|---|---|---|---|---|---|---|
| Credit Officer (GBO) – MMGS-II | 274 | 69 | 180 | 102 | 52 | 677 |
| Credit Officer (GBO) – MMGS-III | 22 | 8 | 16 | 10 | 5 | 61 |
| Credit Officer (GBO) – SMGS-IV | 21 | 3 | 9 | 6 | 2 | 41 |
| Total | 317 | 80 | 205 | 118 | 59 | 779 |
Age Limit (as on 01 June 2026)
| Post / Scale | Age Limit |
|---|---|
| Credit Officer – MMGS-II | 25 – 32 Years |
| Credit Officer – MMGS-III | 28 – 38 Years |
| Credit Officer – SMGS-IV | 32 – 45 Years |
| OBC (Non-Creamy Layer) | +3 Years relaxation |
| SC / ST | +5 Years relaxation |
| PH (PwD) | +10 Years relaxation |
Educational Qualification & Experience
- Bachelor Degree in any stream with minimum 60% marks (55% for SC/ST/OBC/PH) from a recognized university
- MMGS-II: Minimum 3 years of relevant credit/banking experience
- MMGS-III: Minimum 5 years of relevant credit/banking experience
- SMGS-IV: Relevant senior-level experience as per BOI norms
Application Fee
| Category | Fee |
|---|---|
| General / OBC / EWS | ₹850 |
| SC / ST / PH (PwD) | ₹175 |
Payment via e-Challan, Debit/Credit Card, or Net Banking
Selection Process
- Online Application (30 June – 20 July 2026)
- Written Examination – Objective + Descriptive type
- Personal Interview – For shortlisted candidates
- Document Verification
- Final Appointment based on merit
How to Apply
- Visit the official BOI website: bankofindia.bank.in
- Click on "Careers" → "Recruitment" section
- Open Credit Officer 2026 notification and apply link
- Register and fill in your personal, educational, and experience details
- Upload scanned photograph and signature
- Pay fee and submit the application; save the confirmation page
Pro Tip: BOI Credit Officer is a lateral entry officer-level role — meaning it is NOT an entry-level banking exam but is designed for professionals already working in the banking/financial sector. With 677 vacancies in MMGS-II alone, this is the best opportunity if you have 3+ years of credit/lending/MSME/corporate banking experience. Unlike IBPS PO (fresher route), Credit Officer posts start at MMGS-II scale — directly at the mid-level officer grade with a significantly higher pay package. Candidates with experience in loan processing, credit appraisal, or NPA management have a strong edge in the interview round.
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⚠️ अस्वीकरण: ExamNaukri.com पर दी गई जानकारी केवल सामान्य सूचना के उद्देश्य से प्रदान की गई है। हम सटीकता सुनिश्चित करने का प्रयास करते हैं, लेकिन डेटा एंट्री के दौरान मानवीय त्रुटि संभव है। कोई भी कदम उठाने से पहले कृपया सही, मूल और अद्यतन जानकारी के लिए संबंधित विभाग/संस्था की आधिकारिक वेबसाइट अवश्य देखें।